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Business Platform Workflows

Display-only workflow shells for governed business operations.

Merchant, admin, operations, compliance, treasury, provider, developer, executive, and financial intelligence teams can review workflow readiness without creating financial execution paths.

Workflows represented18
Portal shells mapped8
Advisory workflows3
Approval queue items18
Audit evidence items18
Production-ready workflows0
Readiness source/financial-core/readiness
Workflow runtime modein_memory_readiness
Repository healthfallback_ready
Safety posture

Workflow visibility is separated from execution.

Backend readiness is not configured for this website runtime. Static advisory metadata is being displayed.

Provider execution blocked

true

Payment execution blocked

true

Ledger posting blocked

true

Wallet mutation blocked

true

Settlement blocked

true

Treasury blocked

true

Frontend financial logic allowed

false

Disabled actions

Future workflow actions are visible but inactive.

Completion dashboard

workflow readiness completion summary.

Business Platform Completion v1 adds evidence, timeline, notification, reporting, audit, search, blocker, and disabled-action visibility while preserving every execution gate.

Backend binding summary

backend unconfigured

static fallback

Backend readiness is not configured for this website runtime. Static advisory metadata is being displayed.

Portal readiness summary

ready

8 portals

All Business Platform portal shells are represented with readiness metadata.

Workflow readiness summary

readiness only

18 workflows

Workflow state is visible through existing readiness bindings only.

Approval queue summary

blocked

display-only

Approve, reject, assign, and escalation actions remain disabled.

Evidence readiness summary

metadata only

metadata-only

Evidence requirements show owners, sources, retention, redaction, and blockers without upload.

Blocker summary

blocked

execution blocked

Provider, payment, ledger, settlement, treasury, wallet, and production activation remain blocked.

Provider certification summary

readiness only

review only

Provider certification readiness is visible without provider execution or credential exposure.

Payment orchestration summary

blocked

blocked

Payment orchestration remains backend-governed and non-executing from the Business Platform UI.

Production readiness summary

readiness only

human approval required

Production readiness appears as review evidence and never flips production flags.

Runtime health summary

ready

safe fallback

Backend readiness metadata is preferred; static advisory fallback remains available.

Disabled execution summary

blocked

all disabled

No workflow execution, approval execution, evidence upload, provider calls, or financial writes are exposed.

Missing evidence count

blocked

2

Missing evidence is tracked as readiness metadata only; uploads are disabled.

Production-required evidence

readiness only

8

Production-required evidence must be reviewed before activation, with no mutation from the website.

Search and filters

Search and filter readiness is planned as display-only metadata.

Search and filter readiness

Display-only filters for future operational triage.

These controls show the planned facets for portals, workflows, approval queues, evidence, blockers, runbooks, and readiness sections. They do not call a backend search service.

Search readiness metadata
PortalWorkflowWorkflow operationsApproval queueEvidence itemBlockerRunbookReadiness sectionOwnerStatus
Evidence readiness

Evidence requirements are cataloged without upload or storage.

2 missing or blocked evidence requirements are visible for planning only.

merchant

Merchant Portal evidence requirement catalog

metadata only

Evidence owner

Merchant operations owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

admin

Admin Portal evidence requirement catalog

readiness only

Evidence owner

Platform administration owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

operations

Operations Portal evidence requirement catalog

readiness only

Evidence owner

Operations readiness owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

treasury

Treasury Portal evidence requirement catalog

missing

Evidence owner

Treasury readiness owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

provider

Provider Portal evidence requirement catalog

readiness only

Evidence owner

Provider certification owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

compliance

Compliance Portal evidence requirement catalog

readiness only

Evidence owner

Compliance governance owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

developer

Developer Portal evidence requirement catalog

metadata only

Evidence owner

Developer experience owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

financial-intelligence

Financial Intelligence Portal evidence requirement catalog

missing

Evidence owner

Financial intelligence owner

Evidence source

GET /financial-core/readiness plus website readiness inventory

production requiredRetention category is identified for future durable evidence storage; no file content is stored.Display metadata excludes secrets, credentials, raw payloads, cardholder data, and payment method details.

Evidence upload, durable evidence mutation, and production approval execution are disabled.

Next action: Review missing metadata with the portal owner before enabling any evidence upload workflow.

Activity timeline readiness

Activity timelines show readiness snapshots without event mutation.

workflow activity

Merchant Onboarding timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

merchantworkflow readiness metadatareadiness snapshot

Next action: Bind onboarding task state to durable workflow persistence.

approval activity

Business Verification / KYB timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

complianceworkflow readiness metadatareadiness snapshot

Next action: Connect KYB review task state to operations queues.

audit evidence activity

Merchant Dashboard Review timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

merchantworkflow readiness metadatareadiness snapshot

Next action: Add role-aware dashboard widgets after backend authorization enforcement.

provider activity

Payment Review timeline preview

blocked

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

operationsworkflow readiness metadatareadiness snapshot

Next action: Add read-only payment exception queues after durable workflow storage.

merchant onboarding activity

Refund Review timeline preview

blocked

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

operationsworkflow readiness metadatareadiness snapshot

Next action: Define refund policy approvals before any provider refund execution.

compliance activity

Settlement Review timeline preview

blocked

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

treasuryworkflow readiness metadatareadiness snapshot

Next action: Add settlement review task persistence before live settlement activation.

treasury activity

Treasury Review timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

treasuryworkflow readiness metadatareadiness snapshot

Next action: Define treasury control owner before any movement approvals.

settlement activity

Provider Certification Review timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

providerworkflow readiness metadatareadiness snapshot

Next action: Add provider-specific certification owners.

incident activity

Provider Callback Review timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

providerworkflow readiness metadatareadiness snapshot

Next action: Add callback incident runbook linkage.

production readiness activity

Compliance Review timeline preview

readiness only

Timeline entry is advisory metadata only and does not append, mutate, or publish operational events.

complianceworkflow readiness metadatareadiness snapshot

Next action: Define compliance exception owners.

Notification readiness

Notifications are represented but never sent.

Merchant Onboarding notification readiness

non sending
workflow blocker notificationmerchantemail sms push disabled

Audience: merchant_owner, merchant_operator, operations_reviewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Business Verification / KYB notification readiness

non sending
approval pending notificationcomplianceemail sms push disabled

Audience: business_owner, compliance_reviewer, kyb_reviewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Merchant Dashboard Review notification readiness

non sending
evidence missing notificationmerchantemail sms push disabled

Audience: merchant_owner, merchant_operator, support_agent

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Payment Review notification readiness

non sending
provider issue notificationoperationsemail sms push disabled

Audience: operations_reviewer, merchant_operator, executive_viewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Refund Review notification readiness

non sending
compliance review notificationoperationsemail sms push disabled

Audience: operations_reviewer, support_agent, merchant_operator

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Settlement Review notification readiness

non sending
treasury review notificationtreasuryemail sms push disabled

Audience: treasury_reviewer, operations_reviewer, executive_viewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Treasury Review notification readiness

non sending
settlement review notificationtreasuryemail sms push disabled

Audience: treasury_reviewer, finance_lead, executive_viewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Provider Certification Review notification readiness

non sending
incident escalation notificationprovideremail sms push disabled

Audience: provider_manager, operations_reviewer, executive_viewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Provider Callback Review notification readiness

non sending
production readiness notificationprovideremail sms push disabled

Audience: provider_manager, developer_operator, operations_reviewer

Email, SMS, push, and notification-provider integrations are not enabled.

Next action: Keep notifications visible as readiness signals until delivery governance is approved.

Reporting readiness

Reports are visible as readiness surfaces without export.

Merchant readiness report

readiness only
merchantMerchant operations ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Provider certification report

readiness only
providerProvider certification ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Workflow operations report

readiness only
operationsOperations readiness ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Compliance evidence report

readiness only
complianceCompliance governance ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Settlement readiness report

readiness only
treasuryTreasury readiness ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Treasury readiness report

readiness only
treasuryTreasury readiness ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Production activation report

readiness only
adminPlatform administration ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Executive readiness report

readiness only
financial-intelligenceFinancial intelligence ownerBusiness Platform readiness metadata

Report export, PDF generation, external reporting, and signed evidence package generation are not enabled.

Next action: Use the on-page summary for review until reporting export governance is approved.

Audit visualization readiness

Audit dependencies are visible without audit mutation.

Workflow audit evidence

metadata only
operationsBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Approval audit trail

metadata only
adminBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Authorization audit dependency

metadata only
adminBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Production readiness audit dependency

metadata only
financial-intelligenceBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Provider certification audit dependency

metadata only
providerBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Financial execution gate audit dependency

metadata only
treasuryBusiness Platform workflow and readiness metadataDurable evidence and audit storage readiness; backend audit ownership remains authoritative.

Audit mutation, evidence upload, and signed artifact storage are disabled.

Next action: Review audit lineage visually and keep source-of-truth evidence in backend readiness systems.

Disabled action clarity

Future actions remain explicitly blocked.

Disabled future actions

Completion capabilities are visible, not executable.

Workflow inventory

Eighteen governed workflow shells are backend-state aware.

Every workflow lists its owner, backend state, approval queue posture, evidence dependencies, blocked capabilities, and safe next actions.

merchant

Merchant Onboarding

advisory onlyblockedpending

Guide merchants from account setup through readiness review without activating live payments.

Backend state

Static advisory fallback

Required roles

merchant adminoperations reviewercompliance reviewer

compliance

Business Verification / KYB

readiness onlyblockedpending

Present KYB and business verification readiness without performing external checks.

Backend state

Static advisory fallback

Required roles

business adminkyb reviewercompliance reviewer

merchant

Merchant Dashboard Review

advisory onlyblockedpending

Review merchant dashboard visibility and support readiness before activation.

Backend state

Static advisory fallback

Required roles

merchant viewermerchant adminsupport agent

operations

Payment Review

blockedblockedblocked

Show payment visibility review state without creating, modifying, or settling payments.

Backend state

Static advisory fallback

Required roles

operations reviewermerchant viewerexecutive viewer

operations

Refund Review

blockedblockedblocked

Represent refund governance readiness while provider refund execution remains disabled.

Backend state

Static advisory fallback

Required roles

operations reviewersupport agentmerchant admin

treasury

Settlement Review

blockedblockedblocked

Expose settlement review readiness without executing settlements or payouts.

Backend state

Static advisory fallback

Required roles

treasury reviewersettlement reviewerexecutive viewer

treasury

Treasury Review

readiness onlyblockedpending

Make treasury readiness visible without moving funds or mutating balances.

Backend state

Static advisory fallback

Required roles

treasury reviewerfinance adminexecutive viewer

provider

Provider Certification Review

readiness onlyblockedpending

Represent provider certification readiness without activating provider execution.

Backend state

Static advisory fallback

Required roles

provider manageroperations reviewerexecutive viewer

provider

Provider Callback Review

readiness onlyblockedpending

Display provider callback review readiness without adding provider execution logic.

Backend state

Static advisory fallback

Required roles

provider managerdeveloper adminoperations reviewer

compliance

Compliance Review

readiness onlyblockedpending

Present compliance readiness and exceptions without executing compliance decisions.

Backend state

Static advisory fallback

Required roles

compliance reviewerrisk reviewerexecutive viewer

compliance

AML / Sanctions Review

readiness onlyblockedpending

Show AML and sanctions review readiness while all external screening remains disabled.

Backend state

Static advisory fallback

Required roles

aml reviewersanctions reviewercompliance reviewer

operations

Reconciliation Exception Review

readiness onlyblockedpending

Expose reconciliation exception readiness without reconciliation execution.

Backend state

Static advisory fallback

Required roles

operations reviewertreasury reviewerfinance reviewer

admin

Admin Approval Review

readiness onlyblockedpending

Represent governed admin review without granting new permissions in the frontend.

Backend state

Static advisory fallback

Required roles

adminexecutive approversecurity reviewer

operations

Operations Incident Review

readiness onlyblockedpending

Provide incident workflow visibility without executing remediation actions.

Backend state

Static advisory fallback

Required roles

operations reviewerincident commandersupport agent

developer

Developer Integration Review

advisory onlyblockedpending

Show developer integration readiness while real credentials remain backend-governed.

Backend state

Static advisory fallback

Required roles

developer adminintegration engineerprovider manager

financial-intelligence

Financial Intelligence Review

readiness onlyblockedpending

Aggregate financial intelligence readiness without creating financial records.

Backend state

Static advisory fallback

Required roles

executive viewerfinancial intelligence viewerfinance admin

admin

Production Readiness Review

readiness onlyblockedpending

Present production readiness review state without changing production flags.

Backend state

Static advisory fallback

Required roles

executive approveroperations reviewersecurity reviewer

admin

Pilot Activation Review

readiness onlyblockedpending

Represent pilot activation readiness without activating merchants or providers.

Backend state

Static advisory fallback

Required roles

executive approvermerchant adminoperations reviewer
Portal mapping

Each portal has workflow visibility without owning backend rules.

merchant operations

Merchant Portal

6 workflows mapped, 6 approval items, 6 evidence items

Merchant OnboardingBusiness Verification / KYBMerchant Dashboard ReviewPayment ReviewRefund ReviewPilot Activation Review
Open portal

internal administration

Admin Portal

11 workflows mapped, 11 approval items, 11 evidence items

Merchant OnboardingRefund ReviewTreasury ReviewProvider Certification ReviewCompliance ReviewAML / Sanctions ReviewAdmin Approval ReviewOperations Incident ReviewFinancial Intelligence ReviewProduction Readiness ReviewPilot Activation Review
Open portal

internal operations

Operations Portal

14 workflows mapped, 14 approval items, 14 evidence items

Merchant OnboardingBusiness Verification / KYBMerchant Dashboard ReviewPayment ReviewRefund ReviewSettlement ReviewProvider Certification ReviewProvider Callback ReviewCompliance ReviewAML / Sanctions ReviewReconciliation Exception ReviewAdmin Approval ReviewOperations Incident ReviewDeveloper Integration Review
Open portal

treasury readiness

Treasury Portal

4 workflows mapped, 4 approval items, 4 evidence items

Settlement ReviewTreasury ReviewReconciliation Exception ReviewFinancial Intelligence Review
Open portal

provider readiness

Provider Portal

5 workflows mapped, 5 approval items, 5 evidence items

Provider Certification ReviewProvider Callback ReviewOperations Incident ReviewDeveloper Integration ReviewProduction Readiness Review
Open portal

compliance governance

Compliance Portal

5 workflows mapped, 5 approval items, 5 evidence items

Merchant OnboardingBusiness Verification / KYBCompliance ReviewAML / Sanctions ReviewAdmin Approval Review
Open portal

developer experience

Developer Portal

2 workflows mapped, 2 approval items, 2 evidence items

Provider Callback ReviewDeveloper Integration Review
Open portal

financial intelligence

Financial Intelligence Portal

7 workflows mapped, 7 approval items, 7 evidence items

Payment ReviewSettlement ReviewTreasury ReviewReconciliation Exception ReviewFinancial Intelligence ReviewProduction Readiness ReviewPilot Activation Review
Open portal