Controlled Merchant Activation

Merchant onboarding foundation is available as upstream evidence.

No merchant onboarding workflow is executed from this page.

Merchant account readiness is visible for executive review.

No merchant account mutation is enabled.

Merchant operations readiness is connected and visible.

No ticket, workflow, notification, payment, or refund execution occurs.

Treasury posture is available for CFO review.

No treasury movement, settlement execution, payout, reconciliation, accounting, or balance mutation occurs.

Compliance posture, policy, evidence, and restricted business review are visible.

No KYB, KYC, AML, sanctions, case, filing, or regulated decision execution occurs.

Provider operations readiness is visible for operations review.

No provider calls, credential access, routing, or activation occurs.

Risk posture is visible for human review.

No automated enforcement, regulated decision, or case creation occurs.

Customer-safe checkout, support, and trust posture is visible.

No customer mutation, consent change, or notification sending occurs.

Executive operating posture and board context are visible.

No approval, workflow, or production flag is changed.

AI summaries are advisory, explainable, and human-reviewed.

AI cannot approve, reject, activate, call providers, move money, or make regulated decisions.

Security posture and trust evidence are available.

No secrets, credentials, tokens, API keys, or private endpoint material is exposed.

Operational readiness, support posture, monitoring, and runbook context are connected.

No operational workflow execution, ticket creation, or notification sending occurs.

PMO dependencies, milestone posture, and executive sequencing are visible.

No milestone change, workflow execution, or approval mutation occurs.

Profile completeness must be verified by operations and commercial owners.

No merchant profile update is executed.

Compliance review must confirm KYB/KYC, AML, sanctions, policy, and restricted business posture.

No compliance screening, filing, or regulated decision is executed.

Treasury review must confirm settlement observation, liquidity posture, reserves, and controls.

No treasury movement, settlement, payout, or balance mutation is executed.

Provider readiness must confirm governed provider posture and credential controls.

No provider call, credential retrieval, or provider activation is executed.

Security review must confirm identity, access, audit, secrets, and operational security posture.

No secret, credential, API key, token, or private endpoint is exposed.

Operations review must confirm support, monitoring, incident, runbook, and escalation readiness.

No ticket, workflow, notification, or incident execution is performed.

Support posture must be ready for customer and merchant communications.

No support ticket or customer communication is created.

Executive review must be complete before any future activation decision.

No executive approval is written or executed.

Merchant, compliance, treasury, operations, security, provider, executive, commercial, and PMO evidence must be complete.

Evidence is displayed read-only and no evidence record is written.

The current recommendation remains NO-GO until all required approvals and stop conditions clear.

No activation, production flag, or merchant state transition occurs.

Executive go-live posture and commercial authorization pending.

Recommendation: Do not proceed until all required evidence and approvals are complete.

Operations, support, monitoring, incident, and runbook posture visible.

Recommendation: Proceed only after operations owner confirms coverage.

Treasury posture, settlement observation, and financial controls visible.

Recommendation: Proceed only after treasury controls and observation posture are confirmed.

Platform, provider operations, identity, observability, and rollback posture visible.

Recommendation: Proceed only after technical readiness is re-confirmed.

Security, secrets, credential governance, audit, and access posture visible.

Recommendation: Proceed only after security exceptions and credential posture are cleared.

Compliance posture and policy readiness visible.

Recommendation: Do not proceed until compliance review is complete.

Operations readiness, support, incident, monitoring, and runbook posture visible.

Recommendation: Proceed only with named operational owner coverage.

Merchant relationship and commercial posture visible.

Recommendation: Proceed only after commercial authorization is recorded.

Treasury readiness, settlement observation, and liquidity controls visible.

Recommendation: Proceed only after treasury reviewer confirms readiness.

Provider operations, readiness, and credential governance posture visible.

Recommendation: Proceed only after provider readiness remains clear.

Merchant profile, authorization, scope, and operational posture must be present.

No merchant evidence is written or mutated.

Compliance posture, policy review, and restricted business evidence must be present.

No KYB/KYC, AML, sanctions, or regulated decision is executed.

Treasury controls, settlement observation, liquidity, and reserve posture must be present.

No treasury movement, settlement execution, or balance mutation occurs.

Operations, support, monitoring, incident, runbook, escalation, and SLA posture are visible.

No ticket, workflow, notification, or incident is created.

Security review, secrets posture, access posture, identity posture, and audit posture are visible.

No secrets, credentials, API keys, tokens, or private endpoints are exposed.

Provider readiness, credential governance, and production posture must be present.

No provider API call, credential retrieval, or activation occurs.

CEO, CFO, COO, CTO, CISO, compliance, operations, commercial, treasury, and provider review evidence must be present.

No approval is executed or stored.

Merchant authorization, pilot scope, relationship status, and go-to-market posture must be present.

No merchant activation or commercial workflow is executed.

PMO dependency, milestone, owner, and launch sequencing evidence must be present.

No PMO task, milestone, or workflow state is changed.

Incomplete compliance evidence blocks controlled activation.

Activation remains blocked.

Incomplete treasury review blocks controlled activation.

Treasury movement and settlement execution remain blocked.

Incomplete provider readiness blocks controlled activation.

Provider execution remains blocked.

Open security exceptions block controlled activation.

Secrets and credentials remain protected.

Operational blockers prevent controlled activation from proceeding.

No operational workflow or support ticket is created.

Commercial hold blocks controlled activation.

No merchant activation or commercial workflow is executed.

Missing executive approval blocks controlled activation.

No approval is executed from this page.

Incomplete evidence blocks controlled activation.

Evidence is read-only and no evidence write occurs.

Unresolved risk blocks controlled activation.

No automated enforcement, case creation, or regulated decision occurs.

Review executive posture and activation board dependencies.

Review merchant success and commercial context.

Review upstream onboarding evidence.

Review merchant account readiness without mutation.

Review activation preconditions and stop conditions.

Review operational readiness without workflow execution.

Review treasury controls without treasury movement.

Review compliance posture without regulated decisions.

Review customer experience and support posture.

Review provider operations without provider execution.

Review risk posture without automated enforcement.

Review analytics and reporting without exports or accounting.

Review advisory AI summaries without autonomous execution.

Review the connected enterprise operating ecosystem.