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Controlled Pilot Activation Program

An executive command surface for controlled pilot activation readiness.

Pilot readiness is visible across merchants, providers, financial institutions, operations, compliance, treasury, support, and executives. The program remains advisory-only and cannot activate merchants, providers, payments, settlement, ledger, wallet, or treasury execution.

advisory onlyblockedNOT READY
Pilot readiness score82
Activation statusblocked
Go/No-GoNOT_READY
Production recommendationDo not activate production execution.
Readiness sourceGET /financial-core/readiness
Backend readiness

The pilot platform reuses existing readiness metadata.

Backend readiness is not configured for this website runtime. Static advisory metadata is being displayed.

Readiness source

/financial-core/readiness

Binding status

backend_unconfigured

Provider execution blocked

true

Payment execution blocked

true

Ledger posting blocked

true

Wallet mutation blocked

true

Settlement blocked

true

Treasury blocked

true

Pilot overview

Pilot readiness, completed work, blockers, and executive posture are visible.

Lifecycle phases

10

Merchant readiness areas

8

Provider readiness areas

7

Financial institution areas

6

Operations areas

8

Compliance areas

10

Production gates

15

Monitoring signals

8

Timeline items

10

Pilot readiness score

82

Pilot lifecycle

Lifecycle phases are advisory and do not transition state.

Phase 1

Internal Validation

complete

Internal platform foundations, website shell, mobile readiness, identity, RBAC, and safety controls have been represented.

Identity PlatformRBAC readinessBusiness Platform
No execution blockers for advisory review.

Phase 2

Engineering Validation

complete

Engineering readiness is visible across financial core, persistence, provider certification, and payment orchestration certification.

Financial CoreFinancial PersistencePayment Orchestration Certification
Production execution remains blocked by design.

Phase 3

Operations Validation

readiness only

Operations teams can review runbooks, monitoring posture, incident response, support, escalation, change, rollback, and disaster recovery readiness.

Admin Operations PlatformOperations support readiness
Real monitoring integrations and scheduling are disabled.

Phase 4

Compliance Validation

readiness only

Compliance readiness is visible for KYB, KYC, AML, sanctions, evidence, audit, policy, risk, legal, and regulatory domains.

Compliance PlatformRisk and Compliance Engine
KYB/KYC submission and AML/sanctions execution are disabled.

Phase 5

Provider Validation

blocked

Provider readiness is visible for certification, contracts, callbacks, monitoring, and pilot posture.

Provider PlatformProvider Execution Certification
Provider execution and provider activation are blocked.

Phase 6

Merchant Validation

blocked

Merchant pilot enablement, onboarding completion, KYB, organization, API, developer, support, and eligibility posture are visible.

Merchant Pilot EnablementBusiness Platform
Real merchant activation and enrollment are disabled.

Phase 7

Financial Institution Validation

blocked

Financial institution dependencies are visible for banks, credit unions, treasury, settlement, clearing, and liquidity partners.

Financial Institution PlatformTreasury Platform
Bank/FI execution and settlement partner activation are blocked.

Phase 8

Controlled Pilot

blocked

Controlled pilot readiness is represented, but activation remains unavailable until approvals and execution gates change outside this UI.

Controlled Financial Execution Readiness
Go/No Go remains NOT READY.

Phase 9

Pilot Expansion

blocked

Pilot expansion remains deferred until controlled pilot activation is approved and completed.

Pilot rollout roadmap
No controlled pilot activation has occurred.

Phase 10

Production Recommendation

blocked

Production recommendation remains blocked until providers, merchants, treasury, compliance, operations, support, legal, and executive gates are approved.

Production Activation Readiness Review
Production activation is blocked.
Merchant readiness

Merchant onboarding, KYB, organization, API, developer, support, eligibility, and blockers are visible.

Merchant readiness

readiness only

Merchant readiness is visible from existing pilot enablement and Business Platform evidence.

merchant portalpilot enablementreadiness metadata
Real merchant activation is disabled.

Merchant onboarding completion

readiness only

Onboarding completion can be reviewed without enrolling or activating a real pilot merchant.

onboarding workflowtask visibilityapproval readiness
Real pilot enrollment is disabled.

KYB readiness

blocked

KYB readiness is visible through compliance evidence and workflow metadata.

business verificationbeneficial ownershipevidence
KYB submission is disabled.

Organization readiness

readiness only

Organization model, roles, team, and verification posture are represented for pilot review.

organization profilemembersroles
Organization production authorization is pending.

API readiness

readiness only

API readiness is visible through developer and provider readiness surfaces.

api contractswebhookssandbox readiness
Production API execution remains blocked.

Developer readiness

readiness only

Developer registration, application, sandbox, webhook, and SDK readiness can be reviewed.

developer portalapplication metadatawebhook metadata
API key issuance and live execution remain blocked.

Support readiness

readiness only

Support queue, escalation, knowledge references, and response posture are visible.

support platformescalationrunbooks
Real pilot support scheduling is disabled.

Pilot eligibility

blocked

Pilot eligibility can be reviewed but cannot activate merchant participation.

eligibility policyrisk reviewexecutive review
Pilot activation decision is NOT READY.
Provider pilot readiness

Provider certification, integration, contracts, compliance, callbacks, monitoring, and pilot status remain blocked from execution.

Stripe

blocked

Certification

readiness only

Integration

complete

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

MTN

blocked

Certification

readiness only

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

Orange

blocked

Certification

readiness only

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

M-Pesa

blocked

Certification

readiness only

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

Bank API

blocked

Certification

approval required

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

FX

blocked

Certification

approval required

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

Card Processor

blocked

Certification

approval required

Integration

readiness only

Contracts

approval required

Compliance

readiness only

Callbacks

readiness only

Monitoring

readiness only

Execution blocked

true

Financial institution readiness

Bank, credit union, treasury, settlement, clearing, and liquidity partner dependencies are visible.

Banks

approval required
Bank onboardingtreasury policylegal review
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only

Credit Unions

approval required
Partner qualificationmember flow review
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only

Treasury Partners

approval required
Treasury controlsreserve policydual control
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only

Settlement Partners

blocked
Settlement queue policyledger certification
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only

Clearing Partners

approval required
Clearing windowsoperational handoff
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only

Liquidity Partners

approval required
Liquidity policyfunding reviewrisk limits
contracts approval requiredsettlement blockedtreasury blockedoperations readiness only
Operations readiness

Runbooks, monitoring, alerting, incident response, support, escalation, change, rollback, and disaster recovery are visible.

Runbooks

readiness only

Runbook inventories are visible and non-executing.

operations runbookstreasury runbookscompliance runbooks
Runbook acknowledgement execution is disabled.

Monitoring

readiness only

Monitoring readiness is displayed without live integrations.

platform healthprovider healthworkflow health
Real monitoring integrations are disabled.

Alerting

readiness only

Alert readiness and escalation paths are represented.

alert policyalert destinationscoverage
Real alert dispatch is disabled.

Incident Response

readiness only

Incident playbook and response ownership are visible.

incident playbooksownersseverity
Incident workflow execution is disabled.

Support

readiness only

Support queues, escalation, and knowledge references are visible.

support queueknowledge linkssla metadata
Real support scheduling is disabled.

Escalation

readiness only

Escalation paths are advisory and require human approval.

escalation matrixapproval requiredhandoff
Escalation execution is disabled.

Change Management

approval required

Change approval posture is visible for pilot readiness review.

change policyreview queuerollback dependency
Change execution is disabled.

Rollback and Disaster Recovery

approval required

Rollback and disaster recovery readiness are represented.

rollback plandr readinessrecovery roles
Recovery execution is disabled.
Compliance readiness

KYB, KYC, AML, sanctions, evidence, audit, policy, risk, legal, and regulatory readiness are visible.

KYB

readiness only

KYB readiness is visible for controlled pilot review without enabling execution.

kyb evidencekyb policyapproval required
KYB execution and approval actions remain disabled.

KYC

readiness only

KYC readiness is visible for controlled pilot review without enabling execution.

kyc evidencekyc policyapproval required
KYC execution and approval actions remain disabled.

AML

blocked

AML readiness is visible for controlled pilot review without enabling execution.

aml evidenceaml policyapproval required
AML execution and approval actions remain disabled.

Sanctions

blocked

Sanctions readiness is visible for controlled pilot review without enabling execution.

sanctions evidencesanctions policyapproval required
Sanctions execution and approval actions remain disabled.

Evidence

readiness only

Evidence readiness is visible for controlled pilot review without enabling execution.

evidence evidenceevidence policyapproval required
Evidence execution and approval actions remain disabled.

Audit

readiness only

Audit readiness is visible for controlled pilot review without enabling execution.

audit evidenceaudit policyapproval required
Audit execution and approval actions remain disabled.

Policy

readiness only

Policy readiness is visible for controlled pilot review without enabling execution.

policy evidencepolicy policyapproval required
Policy execution and approval actions remain disabled.

Risk

readiness only

Risk readiness is visible for controlled pilot review without enabling execution.

risk evidencerisk policyapproval required
Risk execution and approval actions remain disabled.

Legal

readiness only

Legal readiness is visible for controlled pilot review without enabling execution.

legal evidencelegal policyapproval required
Legal execution and approval actions remain disabled.

Regulatory

blocked

Regulatory readiness is visible for controlled pilot review without enabling execution.

regulatory evidenceregulatory policyapproval required
Regulatory execution and approval actions remain disabled.
Executive Go / No-Go

The recommendation remains NOT READY.

Do not activate production execution.

Executive recommendation

NOT_READY

Go/No Go recommendation is NOT READY.Every production activation gate remains blocked.Provider, payment, ledger, settlement, treasury, and wallet execution remain disabled.Executive approval is required.

Completed certifications

Financial Core readinessFinancial Persistence readinessProvider Execution Certification readinessPayment Orchestration Certification readinessBusiness Platform completion readiness

Open certifications

Controlled pilot Go/No GoExecutive pilot approvalProvider pilot approvalMerchant pilot approvalTreasury and settlement approval

Risk summary

Provider activation risk requires human review.Merchant eligibility remains pending.Compliance and treasury actions remain disabled.Financial institution dependencies require approval.
Production activation gates

Every gate remains blocked and approval-required.

Identity

blocked
approval required

Identity gate requires human approval before controlled pilot or production activation.

RBAC

blocked
approval required

RBAC gate requires human approval before controlled pilot or production activation.

MFA

blocked
approval required

MFA gate requires human approval before controlled pilot or production activation.

Providers

blocked
approval required

Providers gate requires human approval before controlled pilot or production activation.

Payments

blocked
approval required

Payments gate requires human approval before controlled pilot or production activation.

Ledger

blocked
approval required

Ledger gate requires human approval before controlled pilot or production activation.

Settlement

blocked
approval required

Settlement gate requires human approval before controlled pilot or production activation.

Treasury

blocked
approval required

Treasury gate requires human approval before controlled pilot or production activation.

Persistence

blocked
approval required

Persistence gate requires human approval before controlled pilot or production activation.

Operations

blocked
approval required

Operations gate requires human approval before controlled pilot or production activation.

Compliance

blocked
approval required

Compliance gate requires human approval before controlled pilot or production activation.

Monitoring

blocked
approval required

Monitoring gate requires human approval before controlled pilot or production activation.

Support

blocked
approval required

Support gate requires human approval before controlled pilot or production activation.

Legal

blocked
approval required

Legal gate requires human approval before controlled pilot or production activation.

Executive Approval

blocked
approval required

Executive Approval gate requires human approval before controlled pilot or production activation.

Monitoring dashboard

Monitoring readiness is visible without real monitoring integrations.

Platform Health

readiness only
Platform readiness

Real monitoring integration is disabled.

Provider Health

readiness only
Provider certification

Provider execution remains blocked.

Workflow Health

readiness only
Business Platform workflows

Workflow execution remains blocked.

Readiness Health

readiness only
GET /financial core/readiness

Readiness is display-only.

Repository Health

readiness only
Repository readiness metadata

No persistence mutation occurs from the website.

Runtime Health

readiness only
Runtime readiness metadata

Runtime execution remains blocked.

Execution Gates

blocked
Production activation gates

Every execution gate is blocked.

Business Platform Health

readiness only
Business Platform binding

Portal shells remain advisory-only.

Pilot timeline

Milestones, dependencies, completed activities, and upcoming activities are advisory only.

Internal Validation

Enterprise readiness foundations represented

complete
identityfinancial corebusiness platform

Engineering Validation

Engineering certification evidence reviewed

complete
contract coveragebuildsmoke

Operations Validation

Operations tabletop review

approval required
runbooksincident responserollback

Compliance Validation

Compliance evidence review

approval required
kybkycamlsanctions

Provider Validation

Provider readiness review

approval required
contractscallbacksmonitoring

Merchant Validation

Merchant pilot eligibility review

approval required
merchant onboardingkybsupport

Financial Institution Validation

Financial institution dependency review

approval required
bankstreasury partnerssettlement partners

Controlled Pilot

Controlled pilot Go/No-Go

blocked
executive approvalall gates

Pilot Expansion

Pilot expansion deferred

blocked
controlled pilot success

Production Recommendation

Production recommendation deferred

blocked
pilot resultsproduction approval
Execution safety

No production, provider, payment, ledger, settlement, wallet, treasury, notification, monitoring, scheduling, or activation execution is enabled.

Provider execution

false

Payment execution

false

Ledger posting

false

Wallet mutation

false

Settlement execution

false

Treasury execution

false

Real merchant activation

false

Production activation

false

Review Business PlatformReview Compliance PlatformReview Treasury Platform